Filling Your Employees in on Health Insurance Exchanges
Not only does the Affordable Care Act legislate for every US citizen to purchase Health Insurance of some form or another, it also obliges large and small businesses to provide their employees with...
View ArticleImpact of the Government Shutdown on Healthcare Reform
The U.S. Constitution requires Congress to pass a bill establishing a federal budget, often called a spending bill. For a spending bill to pass, the Senate and the House of Representatives must all...
View Article5 Ways the Affordable Care Act Affects Small Businesses
Small Businesses have been cited by the White House as the ‘backbone’ of the United States Economy. That backbone of 28 million small employers saw dramatic changes October 1, when the Health...
View ArticleNew ACA Guidance on HRA’s, FSA’s, and Cafeteria Plans
On Sept. 13, the Internal Revenue Service (IRS) and the Department of Labor (DOL) issued guidance on how certain Affordable Care Act (ACA) rules apply to health reimbursement arrangements (HRAs),...
View ArticleSmall Employer Tax Credit Changes for 2014
The small employer tax credit was created in 2010 upon the passage of the Affordable Care Act. Next year, a few key aspects of the tax credit will change. For 2014 and later taxable years, the maximum...
View ArticleReinsurance Fees—Possible Exemption for Certain Self-insured Plans
The Affordable Care Act (ACA) creates a transitional reinsurance program to help stabilize premiums in the individual market for the first three years of Exchange operation (2014-2016) when individuals...
View ArticleThe Unintended Consequences of the Affordable Care Act
For better or for worse, the Affordable Care Act is upon us. As more and more of its details get released and as businesses like yours start to make adjustments to deal with its requirements, some...
View ArticleTransition Policies for Cancelled Healthcare Plans?
The Affordable Care Act (ACA) includes key reforms that create new coverage standards for health insurance policies, beginning in 2014. For example, effective for 2014 plan years, the ACA imposes new...
View ArticleSmall Business Health Care Tax Credit Applications Due by 12/23/13
On Nov. 27, 2013, HHS delayed online enrollment for FF-SHOPs until November 2014. This means that small employers can enroll directly in SHOP coverage through agents, brokers or insurers. If you plan...
View ArticleThe Biggest Reason People Didn’t Sign Up For Obamacare
The top reason uninsured people didn’t enroll in coverage under Obamacare this year is they still don’t feel like they can afford health insurance, according to a new survey. The findings in a report...
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